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27,960 investors have already invested EUR 99 Million through Bondora and have received EUR 22 million in interest.
81% of investors - including 114 from United States of America - have earned over 9% annually.
Bondora is a leading European non-bank consumer lender with a solid eight-year track record. By investing in Bondora-originated loans through the Bondora.com marketplace, you can access a new asset class and earn a strong return with well-diversified risk.
All investments involve risk, but by investing a maximum of 10-20% of your portfolio through Bondora.com, you can increase your overall return and achieve diversification benefits. Risk is further reduced by the fact that your investment is automatically allocated across hundreds of different loans. We recommend, however, that you only consider our platform if you can invest at least EUR 1,000; otherwise, you may not be adequately diversified.
Risk-adjusted interest rates, a well-managed default-control process, and strong performance in recovering loans have helped to deliver high returns. Of those who have invested through Bondora.com, 98.6% have realized positive returns and 81% have earned over 9% annually.
The longer you wait to take the first step, the longer you will miss out on the prospect of earning an attractive return with well-diversified risk. Of course, we recommend that you start slowly and get comfortable with the process before making a substantial commitment.
There are no fees for investing in the primary or secondary markets. A small collection and recovery fee is deducted from the cash flows of delinquent loans.
There is a large internal secondary market that enables investors to buy and sell their existing investments. We have developed a fast and automated liquidation feature on our platform.
An international investment bank has identified Bondora as the highest yielding peer-to-peer (P2P) lending platform across the globe.
Investors can access hundreds of data points about the investments available through our marketplace by way of our user interface, data exports or the public API.
All transaction ledgers and data on issued loans are available via our public statistics and data export pages.
Bondora has solid track record dating back to 2009, providing high returns to investors both in negative and in positive market conditions.
Bondora.com is a leading peer-to-peer (P2P) lending platform for investing in European non-bank personal loans. All loans are issued by our parent company, Bondora AS, which retains a share of the risk of every loan it offers through the Bondora.com marketplace.
Bondora issues loans to individuals in Finland, Spain and Estonia. These markets are underbanked in comparison to other Western European markets, owing to oligopolistic banking structures and the fallout from past financial crises. Uncompetitive banking sectors and a limited focus on consumer finance have created a high-cost environment with little credit available for the near-prime borrower segment.
In short, no. We provide you with easy-to-use automatic investing tools that make it simple to invest through Bondora. We take care of borrower credit assessment, scoring, payment collection, and collections (in cases of nonpayment), giving you complete peace of mind.
You can invest in Bondora loans, which are fixed-income investments that generate monthly cash flow from principal and interest payments.
All borrowers are risk-assessed using Bondora’s sophisticated underwriting models and assigned to credit groups where the interest rates offered reflect the relevant risks.
Anyone who is over age 18 and living in the EU, Switzerland or Norway, as well as businesses registered in the EU, can invest through Bondora. If you live or work outside the EU in any of the countries that comply with the EU’s anti-money laundering directive, you can invest through Bondora if you are an accredited investor.