Choose a suitable P2P lending platform you are eligible to invest on
Access to investments is based on your citizenship, i.e. if you are a citizen of the UK, you can invest on the platforms mentioned next to the UK on the map.
See which markets are available for investing with a specific platform
P2P lending platforms offer loans to borrowers based on the residence. As all markets have different return levels due to local market conditions, choose a platform based on the countries you want to invest in. For example, Bondora provides access to loans for citizens of Estonia, Finland, Spain and Slovakia.
Choose a suitable investment period and offered loan amount
Most platforms offer investments from 1 to 5 years. Despite the longer investment horizon, you can still find liquidity on the platforms. For example, some platforms enable selling or buying investments on a Secondary Market, including Bondora, Lending Club and Prosper.
Most P2P lending platforms offer loans in range from 5000 to 25,000 which depend on the market conditions and business model.
Find attractive returns on investments with a suitable P2P lending platform
Returns depend on the combination of borrower markets (interest rates), loan amounts and duration offered on the platform.
Snapshot of main 20 P2P lending platforms in EU and US
P2P lending platforms in descending order based on returns on investments.