October has come to an end! This month, we celebrated World Financial Planning Day, provided tips on how to get your query solved quickly, and shared how you can invest from outside the EEA. Keep reading for more below.
Build your financial plan in 5 easy steps
Today is World Financial Planning Day, a global initiative to increase financial literacy, and to teach the value of preparing for tomorrow. A financial plan establishes goals, creates a feasible strategy to reach them, and tracks your progress toward success. Developing a financial plan can help you create a roadmap for your future, no matter what stage of life you’re in or what your goals may be.
Here’s how to build your financial plan in just 5 easy steps.
Set your goals
Think about what you want your life to look like in 5, 10, or 20 years. Do you plan to buy a home, save for your children’s college tuition, or start your own business? Setting inspirational goals will highlight what your money can do for you and make saving feel more intentional.
Create a budget
Knowing what you are spending your money on will give you more control over your finances. When you create a budget, you can understand where you can afford to spend and identify areas you can save.
If you’ve made any big purchases, you may have an outstanding loan or a balance on a credit card. High-interest rates and large monthly payments can prevent you from getting out of debt and saving money. Develop a strategy to pay off those balances and become debt-free.
Save for an emergency
Sometimes life can throw you a curveball, so it’s important to be prepared. By putting money aside, you can make sure a life emergency doesn’t become a disaster. It is recommended that your emergency fund should cover at least 3-6 months’ expenses.
Invest to grow your savings
Investing can help you grow your savings faster, and can be as simple as putting money in a retirement account or college savings fund. With Go & Grow, you can get started with as little as €1 and earn a return of up to 6.75% annually.
Tips to get your query solved quickly
We have a robust support site where you can find more detail on a range of topics, and answers to frequently asked questions. But, if you can’t find what you’re looking for, or you need help with a problem, you can contact us by filling out the online form found on the support site. To ensure we can help you as soon as possible, we’ve put together a simple guide on how to contact Bondora support.
Here are 4 tips to get your inquiry solved quickly.
1. Ensure your contact details are accurate
In the email field, enter the email address that is registered to your Bondora account, so we can locate your account and confirm you are the owner. If there is a typo in your email address, unfortunately, our response won’t reach you. Double-check to ensure there are no mistakes in the email address entered.
2. Add detail
What we see in the system is different from what you see in your account on the platform. Be as detailed as possible about what the problem is, when it occurred, and on which page. The more information you can include, the better.
3. Share what you’ve tried
If you’ve attempted to troubleshoot the problem using the relevant FAQ article, include what you’ve tried in the email. That way, we know how to guide you on what to do next.
4. Add an attachment
If you are missing a payment, please attach the confirmation that includes your name, IBAN, payment amount, and date the payment was made. Received an error? Send us a screenshot of the entire page with the error message. Attachments should be sent in one of the supported languages, if possible.
Investing from outside the EEA
If you live in a country outside the European Economic Area, you may be wondering if you are eligible to invest with Bondora. In general, we do not provide investment services for residents outside the EEA, Switzerland, or the UK. But, with every rule, there can be exceptions.
If you reside in an approved country outside the European Economic Area, Switzerland, or the UK, you can become a Bondora investor if:
- You have an account with a regular bank registered in the EEA, Switzerland, or the UK. We cannot accept electronic money services or online banks, such as Wise, Revolut, or N26.
- And, you must have a valid mobile number in the EEA, Switzerland, or the UK.
If you are unsure if your country of residence is approved, please contact us by completing the online form on our support site. You can find the link in the description below.
And that’s it! If you meet those requirements, you can become a Bondora investor. Visit www.bondora.com to create your account and start earning a return on your investment today!
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Thanks for watching, keep investing, and see you next time.