Once again, Bondora surpassed its origination total for the month, bringing in over €9 million in loans during January. All told, Bondora originated €9,136,675 over the month, an 8.1% increase from the previous month.

Investment in Portfolio Manager was strong, increasing a whopping 40.0% from December to €2,545,590 in January. Portfolio Pro investment grew as well, by 12.6% on the month, while API investment remained relatively unchanged. In an unexpected change, Go & Grow investment dipped slightly by 5.7% in January after climbing steadily over 2018.

Funding stats - January 2019

While Go & Grow is still the most widely used product from Bondora, investors shifted their capital to some of our other products in January.

Investment in Portfolio Manager grew the most relative to other products, jumping from 20% of the overall investment on the platform to 27%. Portfolio Pro investment climbed by 1% to 23% on the month, while API investment remained consistent at 1% of the total investment on the platform.

This resulted in a decrease in Go & Grow to 49%, down 8% from just a month ago.

Funding by product - December 2019

Funding by product - January 2019

Investor Confidence

The shift away from Go & Grow and toward Portfolio Manager and Portfolio Pro could be an indication of investors increasing confidence in their ability to invest on their own. Both Portfolio Manager and Portfolio Pro provide more control for investors over their capital allocation in Bondora loans. As investors become more knowledgeable and confident in their investing ability, they may tend to shift toward these products.

Investors can always learn more about Bondora loan issuances, returns, and other statistics on our blog.

Go & Grow still provides the best option for new and uninitiated investors to peer-to-peer lending and the Bondora platform. Utilizing this automated investment service will allow investors to learn more about investing in p2p loans, while at the same time benefiting from solid returns* on their investment. When investors feel more confident, they have the opportunity to diversify from Go & Grow to more customized investment options like Portfolio Manager and Portfolio Pro.

*As with any investment, your capital is at risk and the investments are not guaranteed. The yield is up to 6.75%. Before deciding to invest, please review our risk statement or consult with a financial advisor if necessary.