Market & Pricing

June has most verified Estonian originations of 2020

Market & Pricing

Even though Go & Grow has resumed investing as normal, Bondora will carry on focusing its efforts on the steady Estonian loan originations. After a very strong comeback of 8.6% growth in May, the overall number of loan originations scaled down to €2,010,847—an 11.4% decrease from last month. The interest rate for Estonian loans saw…

The future is looking brighter and greener

Market & Pricing

Even though returns on Bondora were slightly lower compared to the previous quarter, overall they’re still performing above targets. This decrease, especially in Finland, was mainly due to the strategic decision to decrease loan originations to preserve stability throughout the turbulent Q2. As always, performance charts by country are broken down by the number of loan…

Positive outlook on return rates despite slight decrease in May

Market & Pricing

Bondora returns remain relatively constant, regardless of slight declines compared to April. With economic uncertainty, yet hopeful optimism as European countries relax lockdown restrictions, it should be interesting to see what the future brings. As always, performance charts by country are broken down by the number of loan issuances over the given period, with Orange…

Secondary market activity slows down in May

Market & Pricing

After the spike in secondary market transactions in March, May’s numbers continue the descending trend we started seeing in April. Secondary market transactions totaled €616,975 on the month, showing a more gradual decrease of 29.5% compared to last month’s 34.3%. Portfolio Manager transactions accounted for most of the decline, showing a 40.8% decline from €405,371…

Loan originations on the rise: May 2020

Market & Pricing

After taking a dip in April, originations picked up again in May. As discussed over the last two months, Bondora made the conscious decision to focus on Estonian loan originations in an effort to keep the platform sustainable throughout the COVID-19 pandemic. This also means no new originations were made via Go & Grow in…

Bondora continues to focus on Estonian originations in May

Market & Pricing

As discussed last month, Bondora continues to focus its efforts on Estonian loan originations, which have remained strong over the first half of the year. In May, Estonian originations totaled €2,269,236—an 8.6% increase from April. Consolidation across rating categories In addition to consolidating loans across countries, Bondora has also consolidated loans across rating categories to…

Bondora focuses on Estonian originations in April

Market & Pricing

Given the current state of the global economy, Bondora has made a conscious decision to scale back originations as a whole, and temporarily suspend loan originations in Spain and Finland. This ensures that costs are not spread across different marketing activities and overall expenses for the company are kept low. Meanwhile, in Estonia, Bondora has…

2019 return rates still above their targets in April 2020

Market & Pricing

Returns on Bondora stayed strong in April, coming in-line with returns from March, and maintaining their stability in times of economic uncertainty. As always, performance charts by country are broken down by the number of loan issuances over the given period, with Orange representing < 50 loans, Blue 51-200, and White > 200. Bondora maintains…

Bondora secondary market levels off in April 2020

Market & Pricing

After March saw a striking rise in secondary market transactions, April’s numbers came back down in-line with historical figures. Secondary market transactions totaled €874,996 on the month, a decrease of 34.3% compared to last month. Portfolio Manager transactions accounted for most of the decline, dropping from €714,256 in March to €405,371 in April. Yet, manual…

Sustainability prevails: April 2020

Market & Pricing

As expected, originations in April were lower than previous months and returned to levels similar to what we saw in 2018. This is an intentional move to remain sustainable throughout the COVID-19 pandemic. It’s also why no new originations were made via Go & Grow in April, and will not be until partial payouts are…