Market & Pricing

Monthly origination summary – July 2016

Market & Pricing

July was a record month at Bondora with a total of €2,289,230 of loans issued. The record came despite a slightly lower value of processed loan applications at €35,551,410. €5,269,680 of loans applications were made available in the peer-to-peer lending platform with the growth compared to June driven by improvements to funnel conversion rates (from…

Bondora portfolio performance

Market & Pricing

Last month we started our monthly portfolio performance article series. The monthly series provides an overview of historic returns across Bondora as well as per country and grade where applicable. KEY TAKEAWAYS Net returns across Bondora have steadily been in high teens for the past 7 years. Country-level performance has been positive across all countries…

Monthly Loan origination summary – June 2016

Market & Pricing

Dear readers. Last month we kicked off with different monthly overviews here on the blog. If you missed the updates, here are the links – loan origination overview for May and portfolio performance update. General market activity in June was dominated by Britain’s EU referendum. Despite the current uncertainty around it, June provided another encouraging…

Bondora Rating profitable since inception

Market & Pricing

Here at Bondora we are committed to providing our investors the information they need for investing on our platform. We hope that this performance update helps to further understand the returns that you get from investing on Bondora. KEY TAKEAWAYS All countries have been profitable since introduction of Bondora Rating in January 2015 Returns in…

Monthly Loan origination summary – May 2016

Market & Pricing

Dear, readers. We are kicking off with different monthly summaries here on the Bondora marketplace lending blog. First up is our loan origination overview for month ending May 31, 2016 and soon will be followed by portfolio performance overview and recoveries. In May 2016 we processed €46,628,230 worth of loan applications, out of which we approved €4,814,045…

We’ve hit €1 billion!

Market & Pricing

Bondora has hit a major milestone today – we have processed €1, 000, 000, 000 worth of loan applications. Out of those applications we have approved €150M of loans to our marketplace and our investors have funded €52M. Having generated €1 billion in demand is a fantastic accomplishment that clearly shows Bondora as a global…

Milestone reached: €50 million loans issued

Market & Pricing

Wohhoooooo! We hit a big Bondora milestone yesterday – €50 million loans have been issued and funded by our growing base of 12,628 investors. This is a really gratifying moment for us and it shows that our investors see Bondora as a global and innovative platform to grow their investment capital. We just wanted to…

Gross profits earned by Investors on Bondora

Market & Pricing

There was a recent discussion on the profitability of investments on Bondora; thus, we have decided to provide a detailed breakdown of the interest amounts paid out to Investors across all our markets. The information is covering the period since the inception of the company to September 24, 2015, and includes a) loan origination amount, b) interest paid…

Bondora Ratings: Performance since the Launch

Market & Pricing

In November 2014 we introduced Bondora Ratings with the goal of pricing loans in accordance with the individual risk associated with a particular borrower. Thus, the interest rate at origination is based on the Expected Loss (EL) associated with a particular Rating and the Expected Return E(R) (or I = EL% + E(R) if presented…