Market & Pricing

Explaining Bondora Rating

Market & Pricing

Here are answers to the questions our investor community has asked about the Bondora Rating. Why switch to Bondora Rating? Why is it good for me as an investor? About Bondora Rating Bondora Rating will introduce a fair risk-based pricing model to all the loans on the platform. Until now loans have been classified not…

Introducing the Bondora Rating

Market & Pricing

As announced in some earlier newsletters, we are going to replace the current credit groups and payment history criteria with a credit scoring model that will assess each loan application separately based on specific criteria and assign them a certain Bondora Rating accordingly. With the introduction of the new credit scoring system, every loan application…

Why your return rate may fluctuate

Market & Pricing

If you are a new investor on our platform and don’t have many repayments from our investments yet, you may notice that your return rate may change significantly overnight. This happens because of the way we display your return, which is an annualized figure. To calculate your annualized return rate, we account for all actual…

Hidden opportunity in longer-term loans

Market & Pricing

 In general, longer maturity of a loan is usually associated with higher risk; thus, some investors avoid investing into loans that have a duration of over 36 months. However, over 50% of the loans that came to Bondora marketplace this year had duration of over 36 months, so we decided to analyze if investors are…

Upcoming introduction of a Bondora Rating

Market & Pricing

We are preparing for the launch of a Bondora Rating that would be used to estimate risk of loan applications and would like to give you an early preview of the upcoming change. The model used for calculating the Rating accounts for market specific levels of probability of default, exposure at default and recovery rates; thus, incorporating…

Another record month at Bondora

Market & Pricing

We hit another record month this September with originated loan volume reaching EUR 2.25 million or a 10% increase from August. Big thanks to all our investors for the continued trust. We are constantly working on providing you with a larger selection of profitable investment opportunities.

Credit card refinancing in Estonia

Market & Pricing

We recently experienced a major increase of applications from people looking to refinance their credit card balances. The proportion of demand for refinancing other liabilities in Estonia for the months in 2014 amounts to nearly twice as much as in our total portfolio with all other countries included. The demand accounts to 160% compared to the same period in the…

€20M issued and 21.5% return earned on mature investments

Market & Pricing

Today we are speaking about Bondora portfolio returns and introducing the changes, requested by the investment community. Please scroll down for more information. New Bondora milestones We are happy to announce that Bondora has reached 2 new milestones: 20 million EUR issued in loans to borrowers 2.6 million EUR paid out in interest to investors…