While having a steady career or job will do wonders for building a sense of financial wellbeing, it won’t be enough to get you to a point of financial wealth. The wealthy know that there is so much more to attaining wealth than meets the eye, and it takes discipline and knowledge to gain a…
Recession. The word often conjures up thoughts of fear and chaos. Recessions don’t only affect the global and local economy, but also investors, who can lose significant sums of money during such periods of time. To understand recessions, you must understand the cyclical nature of markets, previous recessions, and how certain factors play a role…
News from around the world Fintech companies are very worried that the EU’s new Payments Services Directive (PSD2) will negatively impact growth due to “lack of industry preparedness.” While the new regulations, which require an extra level of verification for online payments over €30, were designed to reduce fraud and will be put into place…
When computers and artificial intelligence were just manifesting in the world, Ray Dalio saw a future where these technologies could be harnessed to create better decision making processes. Dalio foresaw how automation and machine learning via algorithmic decision making could not only change the world of finance, but decisions made by everyone around the world….
Everyone knows about traditional investment vehicles like stocks and bonds, and even newer investments like peer-to-peer loans are becoming more popular. These days, in order to find new ways of investing that are off the beaten path you might have to get a bit crazy. If you are willing to do so, there might be…
Marijuana has always been a hot button topic around the globe. It’s legal status and use have come into question over the past several years, as many countries consider decriminalizing, or even legalizing the drug altogether. As the marijuana landscape changes, so does the opportunity for investment in this burgeoning industry. Marijuana presents a untapped…
They say the earlier you get into an investment, the better your returns will be. This is the allure of the IPO: investing in a burgeoning company as early as possible to capture exponential gains. Too bad not all IPOs perform well. In fact, these investments might be riskier than investors realize. So, are IPOs…
Like it or not, the stock market and politics are forever intertwined. These days, anything from a change in policy to a tweet by US President Donald Trump can swing individual stocks, or even the entire market, one way or another. This makes understanding the ever-changing political sphere an important aspect of investing in the…
When it comes to personal finance, everyone seems to be worried about their income. How high is their income, how can they raise their income, and comparing the amount of money they make with friends and family. Yet, income isn’t actually what people should be focusing on when trying to determine their wealth. Instead, the…
Over the years, governments and central banks have found a variety of ways to boost failing economies. One of these actions, quantitative easing (QE), is relatively new, only coming into existence in the 21st century. Today, quantitative easing is a measure which has been used by many countries throughout the world, hoping to inject capital…