Finance Tips

The long-term investor wins

Finance Tips

Disclaimer: The views and opinions expressed in this article are those of the guest blogger and do not necessarily reflect the official policy or position of Bondora. Hi, I’m Aleks Bleck, founder of Northern Finance—the German P2P loans blog with the most traffic. Twice a week, I post new videos in German about increasing your…

Zero-based budgeting: How to use it to take control of your finances

Finance Tips

In a world filled with fast payments, subscriptions, recurring purchases, direct debit orders, and ever-easier ways to spend money, budgeting becomes even more critical. When you budget, you have a clearer vision of your finances and plan your expenses according to your savings and investment goals. One of the ways to do that is called…

Why we buy stuff and how to do it less

Finance Tips

Most people own a bunch of stuff they don’t use and yet, many of us still go into debt to buy more. So much so that a service called the “Airbnb for clutter” is gaining more popularity in Europe. People renting out space in other houses to put their items. Yep. There are some other…

Should you give your child pocket money?

Finance Tips

Children don’t know the value of money by themselves. They need to learn it. But money management and finances are rarely taught in primary school. The result of this is damning. As young adults, those with little to no financial experience or education have poor money principles. As they grow into adulthood, these problems increase…

Cutting expenses vs. Increasing income: What is best?

Finance Tips

When it comes to putting more money in your pocket, there are really just two things you can do: Cut expenses or increase income. And while most money management advice focuses on cutting expenses, many experts agree this advice is short-sighted. When it comes to your financial future, increasing your income will provide a better…

Do you have investophobia? Here are 3 steps to overcome it 💸

Finance Tips

Investing. The word alone may give you goosebumps. Some people never invested because they lack knowledge of the markets and available options. Others simply don’t want to risk their money. But some have a real fear of investing. Can we call it investophobia? (Yes, let’s call it investophobia.) What is fear anyway? Fear is nothing…

Coffee or Investments? (Tip: You can have both)

Finance Tips

We’ve all heard that one savings tip. You know, the one that tells you not to buy your morning grande hazelnut cappuccino and instead save that money. Now, if you don’t like coffee that much, then this might be a realistic way for you to up your savings game. But if you’re a coffeeholic (like…

Investing during turbulent times – my 2020 experience

Finance Tips

The views and opinions expressed in this article are those of the guest blogger and do not necessarily reflect the official policy or position of Bondora. Hi, my name is Claus Lehmann. Since 2007 I have invested in p2p lending. I’ve also been blogging about it at P2P-Banking.com and P2P-Kredite.com (the largest German resource on…

6 mistakes beginner investors make and how to avoid them

Finance Tips

It is only human to make mistakes, and that goes for every area of your life. But be it in relationships, family, work or investments, that doesn’t mean you can’t learn from your mistakes or prevent them altogether by learning from other people’s mistakes. We listed 6 investment mistakes that beginners make so you don’t…