The field of fintech is a lot bigger than you might think. Fintech encompusses all of the technology being used to improve financial services for businesses and consumers. No matter the area of finance — including investing, banking, insurance, lending, and more — fintech products and services seek to provide more streamlined and cheaper offerings…
Emotions. They are good indicators when it comes to better understanding your relationships or enjoying your life, but they aren’t so useful when it comes to making financial decisions. Basing your finances off of an emotion — whether it be anxiety, anger, fear, or even excitement — can have devastating consequences. It’s not just that…
Compound interest. Credit rating. Budgeting. These are just a few financial topics that most of the world doesn’t understand. Why? Because financial education is lacking, leaving people around the world struggling to understand why their credit card interest is so high and they can’t afford the lifestyle they have dreamed of since they were young….
There is no better way to be a successful investor than to manage your own investments. With control over how you invest you not only reduce costs, but also gain knowledge and wisdom over time. Yet, investing isn’t often taught in general education, so most people aren’t aware of the most important factors to consider…
It doesn’t matter your income, saving money is something everyone should do as a step toward the financial future of their dreams. Luckily, saving money isn’t a skill you have to be born with. You can acquire all of the tools you need to save money and grow your wealth, but the first step is…
When people think of climate change they most often think about the societal effects that the issue is playing in their lives. But there is another, just as important viewpoint to examine climate change from that will play a huge role in determining how the world deals with climate change in the future. As climate…
Financial success doesn’t come overnight. In order to become financially flexible and free, it takes planning and commitment. One of the best things you can do to ensure your own wealth creation is to create an investment plan specifically tailored to your needs. An investment plan will help clarify why you want to invest, your…
No matter where you look, technology is changing the world of finance. Everything from banking to payments is being upended, and made efficient and cheaper because of innovative new solutions aided by artificial intelligence, API, blockchain, and more. These innovations are bringing about improvements to the finance industry, and it’s all thanks to the fintech…
Money makes the world go round. But how money changes hands is quickly adapting to new technologies. For years, cash payments were the norm, with credit cards slowly taking over as the payment norm in the most recent few decades. Now, there is a whole new wave of payment options that may sound futuristic, but…
Some people will do anything to save money: water down soap, cut hundreds of coupons, or even go dumpster diving for free food. But saving extra cash doesn’t have to be so difficult and time-consuming. There are many things you can do today to help save some extra cash, and with that extra savings you…