Finance Tips

2016 P2P lending industry trends by Bondora

Finance Tips

The peer-to-peer lending market is looking for another massive growth from 2016, but before holiday season kicks in, we here at Bondora have decided to dig deeper to see what will be the underlying trends shaping the surging industry in the new year. Institutional money We have started to see first signs of institutional investments coming…

European alternative finance platforms comparison

Finance Tips

Alternative finance investors have seen the number of European platforms grow exponentially in the past few years. From what began as a small niche disrupting the traditional banking sector, there is now an argument that alternative finance should be considered a new asset class in itself. Understanding the differences between alternative finance platforms in such…

LendIt Europe 2015 video: opportunities in continental Europe

Finance Tips

Our CEO and founder Pärtel Tomberg was among the panelists at last week´s largest online lending event in Europe – LendIt Europe 2015. The panel was called „Opportunities in Continental Europe” and the video is now publicly available. Here is our summary of the key thoughts from the discussion: Institutional money is starting to flow into…

LendIt Europe 2015 takeaways

Finance Tips

More than 750 attendees were visiting the largest online lending event in Europe – LendIt Europe 2015 – this week in London. The conference was split between platforms and investors and was represented with 45 countries, making it very diverse. We have summed up some of the takeaways for you. Institutional investors are increasingly more…

Who are the customers of alternative finance?

Finance Tips

Traditional financial institutions do not serve the customer well when it comes to borrowing. In consumer borrowing, mainstream financial service providers tend to lack flexibility – not only in their opening hours, but in taking a very vertical view of a potential customer. This produces by necessity a black and white view – ‘good customers’…

Recommended reading

Finance Tips

Private investors Lars Wrobbel and Kolja Barghoorn have published a new book “Investieren in P2P-privatkredite” (Investing in P2P-lending). The book is mostly targeted for investors offering an overview of the opportunities that peer-to-peer lending offers. It encourages readers to get started by offering insights into P2P future analysis and strategies for a good profit. In…

Big banks eye alternative finance

Finance Tips

It is over twenty years since Bill Gates famously said, “Banking is essential, banks are not”, and now it has started to happen — traditional banking in the US could very soon lose $11 billion to alternative finance every year according to Goldman Sachs. Many old banks want a piece of the alternative finance growth…

Fintech startups will replace universal banks

Finance Tips

The article by Bondora CEO and co-founder, Partel Tomberg, originally appeared in the European Credit Research Institute Newsletter. Marketplace lending will make universal banks obsolete by giving everyone the opportunity to provide capital directly to consumers and businesses. Every consumer and small business should have an option to find the best service provider for every…