Bondora Blog

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Bondora Highlights from Q3 2022

Bondora

At Bondora, we are One Team, and we believe in working hard, and celebrating hard. Each highlight, no matter how small, should be celebrated. Especially when it will help make the world around us a better place, or when we work together as a team to make magic happen. Here are some of the highlights…

9 (Surprising) Ways You Can Save on Electricity

Finance Tips

Today’s inflation is a serious and costly problem, but the exorbitant cost of energy has been a persistent thorn in the side of nearly every European. From 2020 to 2022, the energy price in Europe increased by roughly 300%, reaching all-time highs and squeezing Europeans’ finances. Though you probably can’t forgo energy use entirely, there…

Mid-quarter Drop in Investments and Originations

Market & Pricing

After increasing in July by 18.7%, investment and loan origination figures decreased last month. Investments totaled €14,382,356  and originations €14,405,558 in August. That’s a moderate decline of 6.2% and 6.1%, respectively. Read more: Investment by product Investors added €14,382,356 to their Bondora accounts. This equates to a mild drop of 6.2% in investments from the…

Weekly industry news roundup – November 7, 2016

Finance Tips

AROUND THE WORLD Despite trepidations radiating from Brexit the P2P market in the UK remains strong. On Friday of last week the independent ratings agency 4thWay reported on the health of 12 peer-to-peer players in the property field. According to CrowdFund Insider, “Combined, these platforms have lent £1.6 billion since 2013. Returns have ranged from…

Forward looking return calculation

Bondora

The most important number for most investors is the yield to maturity. This number represents the average annualized net return of your portfolio. The value assumes that you keep the portfolio until it matures and no new investments are made. This information is found on the “Net Return” button on the “Dashboard” page. The first…

Monthly origination summary for October 2016

Market & Pricing

Loan originations totaling €2,445,710 in October were helped by Finland which had a 24% growth over last month in both amount and interest rate. Below we’ve listed the detail of originations by country and rating for the entirety of October 2016. Loan origination by country Estonia continues to represent the largest proportion of originations at…

VIDEO: Weekly summary from Bondora

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WEEKLY SUMMARY FROM BONDORA Managing risk with filtered investments view Yesterday we discussed how users can manage their investments using the filtering feature. Those with capital spread over numerous loans can filter loans based on a particular metric. This provides a consolidated review of loans that may be past due. This is an important feature…

Managing risk with filtered investments view

Bondora

Some Bondora investors leverage higher interest rates of riskier loans to achieve a more aggressive return. However, in the pursuit of a better ROI how does the savvy investor manage this risk? The filtering feature in the “Investments” page offers solutions. Bondora has always outpaced the competition with transparency and usability of data. The filtering…

Weekly industry news roundup – October 31, 2016

Finance Tips

AROUND THE WORLD On Thursday of last week Inside ARM reported on a recent FTC Forum titled, Peer-to-Peer Payments – Their Emergence and Path Ahead. Those among the panel all “…agreed that the consumer’s cost to use these payment systems was a significant benefit.” It was also reported that many members identified the speed of…

Upcoming developments to optimize the investor experience

Bondora

For the past months we have been working on splitting the business and product into two separate parts. One business is designed to serve the investor exclusively. The other serves only the borrower. Why are we splitting the system? The decision to divide the system was triggered by legal changes but is now rooted in…

Understanding the detailed borrower and loan data on Bondora

Bondora

Investors using Bondora have access to incredible amounts of information on borrowers and loans. The user interface displays the important information about the borrowers responsible for making repayments. In this post we’ll provide a brief overview of the borrower/loan data in “Investments” and “Secondary Market” pages and how to use this information to better understand…

VIDEO: Weekly summary from Bondora

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WEEKLY SUMMARY FROM BONDORA Bondora portfolio performance – October 2016 In our portfolio performance post we covered the realized net returns across countries and credit rankings. The HR rating in Estonia has yielded the strongest return across all markets and countries with 31.60%. We looked closer at Spain which leads the countries in cumulative realized…

Bondora portfolio performance – October 2016

Market & Pricing

KEY TAKEAWAYS The total realized net returns in Q2 of 2016 exceeded the metric in all four quarters of 2015. The realized net return of Estonia, Finland and Spain all far outpaced the performance of the S&P 500 (US). The total realized net return for these three countries was 23.48% and 19.46% in Q1 and…