Bondora Blog

Follow the Bondora Blog for personal finance tips, Bondora news, investment insight, and more!

2021 Finance Year in Review

Finance Tips

2021 marks yet another whirlwind year for the world of finance. There was opportunity, excitement, and a formidable set of old and new problems to contend with. Though the COVID‑19 pandemic has somewhat loosened its stranglehold on the world, people around the globe and across nearly every industry continue to feel its impact. Despite the…

How to verify your bank account

Bondora video

By signing up to become an investor, you’ve taken the first step to a better financial future. Well done! But, before you can start investing, you must complete your account identification, which includes verifying your personal bank account. Keep watching to see how. To verify your bank account, you must make a SEPA payment from…

Debt collection messages and changes to interface

Collection & Recovery

Changes to the interface Primary Market As of tomorrow we start showing Bondora Rating for the eligible loans on the Primary Market for informational purposes. As far as the interfaces changes are concerned, you will be able to see the following improvements: Bondora Rating, Expected Loss and Expected Return will be added to all eligible…

Explaining Bondora Rating

Market & Pricing

Here are answers to the questions our investor community has asked about the Bondora Rating. Why switch to Bondora Rating? Why is it good for me as an investor? About Bondora Rating Bondora Rating will introduce a fair risk-based pricing model to all the loans on the platform. Until now loans have been classified not…

Introducing the Bondora Rating

Market & Pricing

As announced in some earlier newsletters, we are going to replace the current credit groups and payment history criteria with a credit scoring model that will assess each loan application separately based on specific criteria and assign them a certain Bondora Rating accordingly. With the introduction of the new credit scoring system, every loan application…

Lifting Secondary Market commissions on purchase price


As of today and up until the end of November we are lifting Secondary Market commission on purchase price. You can use this opportunity to build up your portfolio by purchasing loans without 1.5% commission and getting higher returns. See currently available Secondary Market offers Please remember that a small portion of loans are repaid…

5 steps to find a suitable P2P lending platform for your investments


Choose a suitable P2P lending platform you are eligible to invest on which markets are available for investing with a specific platform Choose a suitable investment period and offered loan amount Find attractive returns on investments with a suitable P2P lending platform Snapshot of main 20 P2P lending platforms in EU and US

Why your return rate may fluctuate

Market & Pricing

If you are a new investor on our platform and don’t have many repayments from our investments yet, you may notice that your return rate may change significantly overnight. This happens because of the way we display your return, which is an annualized figure. To calculate your annualized return rate, we account for all actual…

Hidden opportunity in longer-term loans

Market & Pricing

 In general, longer maturity of a loan is usually associated with higher risk; thus, some investors avoid investing into loans that have a duration of over 36 months. However, over 50% of the loans that came to Bondora marketplace this year had duration of over 36 months, so we decided to analyze if investors are…

Upcoming introduction of a Bondora Rating

Market & Pricing

We are preparing for the launch of a Bondora Rating that would be used to estimate risk of loan applications and would like to give you an early preview of the upcoming change. The model used for calculating the Rating accounts for market specific levels of probability of default, exposure at default and recovery rates; thus, incorporating…

Another record month at Bondora

Market & Pricing

We hit another record month this September with originated loan volume reaching EUR 2.25 million or a 10% increase from August. Big thanks to all our investors for the continued trust. We are constantly working on providing you with a larger selection of profitable investment opportunities.

A skeptical investor visits Bondora

Bondora Heroes

Last August Bondora had an unusual guest for 1 month. We were contacted by a student from Stockholm School of Economics, who also happened to be our investor, asking for a possibility of an internship. As Madis Teinemaa explained us, he wanted to understand if Bondora was a sustainable platform and could not come up…