Throughout each unique life stage, you will experience different challenges and opportunities associated with each part of life. Along this journey, your financial priorities and challenges evolve, shaping your path toward your financial well-being goals. Whether just starting early adulthood or almost retiring, understanding how to navigate the different life stages can help you achieve…
Welcome to our monthly stats post for March. This is your dose of insights into our growth and performance. It’s all the numbers, updates, and statistics you want to see in a brief but informative read. Grab your coffee, and let’s dive into Bondora Group’s March news and statistics. New Investors In March, 2,077 people…
Today, we introduce you to Pille Lamp, our 40th Bondorian in the Spotlight. She speaks 8 languages, loves cats and nature, and will conquer linguistic bugs wherever she goes. Read on to learn more about the intricacies of her daily tasks, what she loves most about working in marketing, and how she’s embraced being our…
POSTS FROM PAST WEEK Using the account statement report We discussed how investors can generate a date specific transaction history of their Bondora account. The detailed report shows all inflows and outflows to the account. The data enables account holders to audit and measure the impact of their investments, principal payments and interest repayments. Read…
The Account Statement Report is useful to those interested in a minute by minute accounting of their holdings. This customizable data is located in the “Reports” page. As with all reports, you can can set the range by entering a start and end date. The system then generates a CSV report. The data includes a…
Around the world Reuters published an article reviewing recent actions from The American Bankers Association (ABA). The group is seeking their own marketplace lending platform in an effort to compete with the growing peer-to-peer industry. In particular, small banks, with fewer resources are struggling to compete with the speed and low costs of alternative lending….
Key takeaways The total average realised net returns across all countries was 17,02%, exceeding the targeted figure by 98 basis points. This outperformance relative to the targeted figure marks an ongoing trend which started in Q4 of 2015. The realised net returns in Q3 of 2016 mark the second best period in nearly two years….
Investors occasionally notice discrepancies in the received vs planned cash flow payments in the Cash Flow page. These discrepancies can move in both directions. That is, sometimes the received payments exceed the planned total and sometimes the received payments fall below the planned amount. In most cases the difference is due to failed or late payments…
POSTS FROM PAST WEEK Get the complete picture of your portfolio with the Monthly Overview Report We explored another report available in the “Reports” page of your Bondora account. The information is organized into the three reports common in accounting: a cash flow statement, an income statement and a balance sheet. Use the information to…
In this post we’ll take a closer look at how to access and use the “Monthly Overview” report available on the Reports page of your Bondora account. Like the other reports you only need to enter a date range to generate the information. Once exported to a CSV file you can review the detailed numbers…
Around the world Finance Magnates published an article forecasting that marketplace lending will drive business growth in 2017. Alternative lending is valuable not only for personal loans but for businesses seeking financing alternatives. As the author explains, “P2P loans are unsecured, so you don’t have to tie up precious collateral, the funding process is faster…
In December, the most used investment channel by far was the Portfolio Manager which represented 94.36% of funding. The API channel represented just 5.64% of funding for the month. This illustrates a greater use of the automatic investment tool compared to last month (92.7%). This data illustrates a popular preference for an automated solution. In…
Albert Einstein called it the eighth wonder of the world. Warren Buffett has become one of the world’s richest men by leveraging the power it has to provide. Compound interest has been a source of wealth consolidation for many of the world’s richest people, yet its secrets are often cloaked in mystery for the average…