Bondora Blog

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December: Originations Topped €16M

Market & Pricing

In November, Bondora originations topped €20M for the first time in over two years. December, however, came in slightly lower, with €16,678,471’s worth of loans being originated. Despite this being less than the previous month, it’s still far above the average for 2021 originations, which is just below €12M. Country breakdown In December, originations decreased…

Fintech news update: Bitcoin, Unicorns and More

Finance Tips

The red-hot fintech sector continued to surge through the conclusion of 2021 and seems poised to carry its momentum through 2022. Let’s recap some recent highlights, including the growth of challenger banks and the farfetched plan to build a “Bitcoin City.” While the United States is home to the majority of fintech unicorns (60%), the…

Over €16M Invested in December

Market & Pricing

In December, we had a stable month regarding investments, despite declines from November. €16,511,772 was invested across the platform—an 18.6% drop from November. This is, however, the 3rd highest amount invested in 2021, which is a wonderful way to end the year. Read more: All four product categories decreased on the month: Go & Grow…

How to set up a portfolio manager?

Collection & Recovery

If you are new to Bondora, it may be unclear how to set up your first portfolio manager. Should there be more than one portfolio manager? What criteria should you select? What does “portfolio limit” mean? Today we will explain what to look for when setting up your portfolio manager and start your automated investments….

Risk diversification and loan offer limits for investors


Low diversification leads to higher risks Loan diversification, as mentioned before, is one of the main investment strategies in peer-lending to reduce investment risks. Even though it is possible to invest manually without any limits, it is always recommended to diversify between a number of loans, making small investments into each. For example: if you…

Bondora is now regulated by the FCA


We are happy to announce that Bondora has now received a peer-to-peer lending license from the UK Financial Conduct Authority (FCA). The FCA-supervised peer-to-peer lending license is the only license available in Europe, which subjects peer-lenders to regulatory oversight. Bondora is one of a few peer-lenders currently operating under such license. The interim license increases…

isePankur has rebranded as Bondora


We are glad to welcome you at Bondora, a new international trademark for isePankur. isePankur’s rapid development in the past 5 years left no room for the brand to accommodate our cross-border expansion. Like isePankur, Bondora continues to be a platform where you can invest into loans, previously accessible to banks and large financial institutions…

Recovery rates for different debt-to-income levels

Collection & Recovery

Some of the investors have enquired about the differences in recovery rates for different levels of debt-to-income. To explore this topic, we took a look at different timeframes (2011, 2012, 2013) and  discovered a tendency for no visible negative affect of the DTI level on recovery rates.* The chart below shows all recoveries and re-performing…