Bondora Blog

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Originations & Investments Increase to over €15M


Loan origination and investments showed a solid increase to €15,333,326 in July. This rebound in statistics was expected after the slow summer decreases in June. Collection and recovery statistics also grew, exceeding €1 million. Read more here: In July, we welcomed 1,821 new investors to Bondora—slightly more than in June. Our total investment has increased…

Secondary Market Activity Continues to Tumble

Market & Pricing

The number and value of Secondary Market transactions continue to tumble downward. This is in contrast to other activity on Bondora that has picked up after June’s summer slump, but the interest in market transactions has not rebounded yet. Activity decreased by 24.5% to a total of €104,846 transacted. Read more: Once again, all three…

Explaining Bondora Rating

Market & Pricing

Here are answers to the questions our investor community has asked about the Bondora Rating. Why switch to Bondora Rating? Why is it good for me as an investor? About Bondora Rating Bondora Rating will introduce a fair risk-based pricing model to all the loans on the platform. Until now loans have been classified not…

Introducing the Bondora Rating

Market & Pricing

As announced in some earlier newsletters, we are going to replace the current credit groups and payment history criteria with a credit scoring model that will assess each loan application separately based on specific criteria and assign them a certain Bondora Rating accordingly. With the introduction of the new credit scoring system, every loan application…

Lifting Secondary Market commissions on purchase price


As of today and up until the end of November we are lifting Secondary Market commission on purchase price. You can use this opportunity to build up your portfolio by purchasing loans without 1.5% commission and getting higher returns. See currently available Secondary Market offers Please remember that a small portion of loans are repaid…

5 steps to find a suitable P2P lending platform for your investments


Choose a suitable P2P lending platform you are eligible to invest on which markets are available for investing with a specific platform Choose a suitable investment period and offered loan amount Find attractive returns on investments with a suitable P2P lending platform Snapshot of main 20 P2P lending platforms in EU and US

Why your return rate may fluctuate

Market & Pricing

If you are a new investor on our platform and don’t have many repayments from our investments yet, you may notice that your return rate may change significantly overnight. This happens because of the way we display your return, which is an annualized figure. To calculate your annualized return rate, we account for all actual…

Hidden opportunity in longer-term loans

Market & Pricing

 In general, longer maturity of a loan is usually associated with higher risk; thus, some investors avoid investing into loans that have a duration of over 36 months. However, over 50% of the loans that came to Bondora marketplace this year had duration of over 36 months, so we decided to analyze if investors are…

Upcoming introduction of a Bondora Rating

Market & Pricing

We are preparing for the launch of a Bondora Rating that would be used to estimate risk of loan applications and would like to give you an early preview of the upcoming change. The model used for calculating the Rating accounts for market specific levels of probability of default, exposure at default and recovery rates; thus, incorporating…

Another record month at Bondora

Market & Pricing

We hit another record month this September with originated loan volume reaching EUR 2.25 million or a 10% increase from August. Big thanks to all our investors for the continued trust. We are constantly working on providing you with a larger selection of profitable investment opportunities.

A skeptical investor visits Bondora

Bondora Heroes

Last August Bondora had an unusual guest for 1 month. We were contacted by a student from Stockholm School of Economics, who also happened to be our investor, asking for a possibility of an internship. As Madis Teinemaa explained us, he wanted to understand if Bondora was a sustainable platform and could not come up…

A day in the life of a Bondora credit analyst


Bondora credit approval process involves several checks, which are done on the borrowers. Today we will be lifting the curtain on the process of credit checking by introducing you to a day in the life of our credit analyst. We have 12 credit analysts, who are constantly performing checks on all incoming applications. We sat…