Bondora Blog

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Product Updates: Shifting to 100% Hands-off Investing

BondoraBondora

January is a time of reflection. And when we look back at the history of investing at Bondora, it’s no surprise that there’s always been one main driver behind everything we do: you, our investors. You guide us on how best to help you grow your wealth.  Back in 2008, investing with us looked very…

2022 Q4: Go & Grow Portfolio Review

Bondora

Do you want to know more about how Go & Grow works? Are you curious to know more about the underlying portfolio? Well, then, this portfolio review article is perfect for you. We’ll take a closer look at the Go & Grow 2022 Q4 portfolio distribution, the percentage division amongst loan ratings, and more interesting…

Money Talks: 8 Wealth-related Terms You Should Know

Finance Tips

Do you feel overwhelmed by financial terms? Do you want to educate yourself and understand your finances better? Great! Here are eight wealth-related terms you should know to help boost your financial and investment knowledge. Term 1: Inflation Inflation is a price increase that translates into a decrease in consumers’ purchasing power. That’s because as…

How do we calculate annualized net return?

Bondora

This is a question often asked from our support personnel. While it is also covered in our investment guide, let’s look into how the Secondary Market transactions can affect this number. If you have read the respective investment guide section, you’ll know that we only account for transactions that have happened or should have happened by…

Optimizing the website functionality and performance

Bondora

Our website has had an unexpected and considerable increase in traffic and approved loans on the marketplace due to some successful campaigns. This has caused the website to slow down on peak times and specifically causes performance issues when some parts that use more of the system capacity are used, like secondary market, account statement…

Bondora raised $5 million from early Lending Club backers

Bondora

Bondora raised $5 million in Series A from Valinor Management, a $3.7 billion US-based private investment firm, which was an early backer of Lending Club. We are aiming to replicate Lending Club’s success story by building a pan-European lending marketplace. Valinor’s Phil Austern will join Bondora Board. Uniting European markets under the roof of a…

Improvements to the loan data verification process

Bondora

This week we will change the way the loan process will work to make the process faster and easier for borrowers and also reduce the amount of time investors’ funds can be reserved in investments that in the end get cancelled. What will change in the process: We will make an instant offer to borrowers…

Introducing the Investor Dashboard

Bondora

This week we are introducing an Investor Dashboard which will give you an easy at-a-glance overview of your portfolio and its performance. Each section also has a link to a more detailed report in regards to the respective data. The actionable buttons in the middle section will give you direct access to main pages on our…

Introducing risk-based pricing

Market & Pricing

Next week we will start pricing loans automatically according to their risk-level based on the Bondora Rating calculations. This will enable to make a better offer for lower risk borrowers and charge a higher interest rate for higher risk borrowers. Bondora Rating is defined by the Expected Loss Rate E(L), which is presented in the…

Debt collection messages and changes to interface

Collection & Recovery

Changes to the interface Primary Market As of tomorrow we start showing Bondora Rating for the eligible loans on the Primary Market for informational purposes. As far as the interfaces changes are concerned, you will be able to see the following improvements: Bondora Rating, Expected Loss and Expected Return will be added to all eligible…

Explaining Bondora Rating

Market & Pricing

Here are answers to the questions our investor community has asked about the Bondora Rating. Why switch to Bondora Rating? Why is it good for me as an investor? About Bondora Rating Bondora Rating will introduce a fair risk-based pricing model to all the loans on the platform. Until now loans have been classified not…