Bondora Blog

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Celebrating Success: Bondora Alumni at Flowstep

Bondora News

Have you ever wondered what sparks the creation of a groundbreaking startup? Join us behind the scenes of one such story, one with roots in Bondora. Picture this: A group of talented individuals are building something incredible at Bondora, each bringing their unique skills and perspectives to the table. Among them were Kaarel Roben, former…

Bondora Group Monthly Stats April 2024 

Stats & Data

Welcome to our monthly stats post for April. It’s your dose of insights into our growth and performance. It’s all the numbers, updates, and statistics you want to see in a brief but informative read.  Grab your coffee, and let’s dive into Bondora Group’s April news and statistics.  New Investors  In April, 1,984 more people…

Your Guide to Financial Success through Each Life Stage

Financial Well-being

Throughout each unique life stage, you will experience different challenges and opportunities associated with each part of life. Along this journey, your financial priorities and challenges evolve, shaping your path toward your financial well-being goals. Whether just starting early adulthood or almost retiring, understanding how to navigate the different life stages can help you achieve…

Gross profits earned by Investors on Bondora

Stats & Data

There was a recent discussion on the profitability of investments on Bondora; thus, we have decided to provide a detailed breakdown of the interest amounts paid out to Investors across all our markets. The information is covering the period since the inception of the company to September 24, 2015, and includes a) loan origination amount, b) interest paid…

Collection process overview

Stats & Data

We have received numerous questions about the changes to the collection process that we introduced earlier this year. In order to address those, we have compiled a detailed overview of the collection process for both delinquent and charged-off loans. Process overview Bondora has developed a standardized, largely automated collection process that is used across all markets…

Platform Update: New legal structure comes into force tonight

Bondora News

We are happy to announce that today at midnight we will roll-out the new bankruptcy-remote legal structure. As mentioned in our previous blog post, the new structure is suitable for EU and non-EU investors, both natural and legal entities (incl. non-financial legal entities). After the roll-out, the loan agreements shall be concluded between the borrower and Bondora, and…

Platfrom Update: Bondora API Sandbox is Up and Running!

Bondora News

We are proud to announce that Bondora API (Application Program Interface) Sandbox environment is up and running. People interested in the API now can access the documentation and start implementing their client applications. The Sandbox is a test environment that emulates the behaviour of the production API. This means that the auctions are not real and making bids into auctions is…

Legal structure: What are we changing?

Bondora News

We have finalized a new bankruptcy-remote legal structure that is suitable for EU and non-EU investors, both natural and legal entities (incl. non-financial legal entities). The new structure will reduce compliance and operational risks for investors on the platform. The new structure will be rolled out by end of August and a separate notification sent…

Fintech startups will replace universal banks

Financial Well-being

The article by Bondora CEO and co-founder, Partel Tomberg, originally appeared in the European Credit Research Institute Newsletter. Marketplace lending will make universal banks obsolete by giving everyone the opportunity to provide capital directly to consumers and businesses. Every consumer and small business should have an option to find the best service provider for every…