Bondora credit approval process involves several checks, which are done on the borrowers. Today we will be lifting the curtain on the process of credit checking by introducing you to a day in the life of our credit analyst. We have 12 credit analysts, who are constantly performing checks on all incoming applications. We sat … Continue reading “A day in the life of a Bondora credit analyst”
(An overview of how diversification has affected our investors’ returns.) The common suggestion is to diversify equally among a lot of different investments to reduce volatility caused by good or bad performance of any single investment and earn the platform average returns. But how much is good enough diversification? We have analyzed our investors’ loan … Continue reading “How much diversification is enough?”
We recently experienced a major increase of applications from people looking to refinance their credit card balances. The proportion of demand for refinancing other liabilities in Estonia for the months in 2014 amounts to nearly twice as much as in our total portfolio with all other countries included. The demand accounts to 160% compared to the same period in the … Continue reading “Credit card refinancing in Estonia”
Meet one of our investors Jaak. He started investing at Bondora in 2013. He is living in Estonia and considers himself mainly as an investor who is also involved with projects in education. The main reason why he decided to join Bondora was to diversify his investments between different asset classes and Bondora provided an opportunity to earn … Continue reading “Jaak diversifies his investments with Bondora”
Today we would like to introduce you to Tauri, another investor at Bondora. Tauri is one of the thousands of people who started investing with Bondora in 2012. Tauri works in Estonia in the logistics sector and has originally started investing into Bondora loans, because this asset class is easily accessible to different people and … Continue reading “Tauri spends about 5 minutes a day on managing his investments”
Meet David. David is one of the thousands of investors at Bondora who started investing with us in early 2014. He is living in Sweden and is working in on-line security. His main reason for investing with Bondora was the advertised return on investment, the amount of available statistics on our loan portfolio, option to … Continue reading “David joined Bondora as an investor early in 2014”
Today we’d like you to meet Claus. Claus is one of the people who started investing with Bondora in 2012. He is from Germany and is an experienced peer-to-peer lending and crowdinvesting blogger, who provides interested investors with the industry news and resources. Being lead to Bondora by his previous experience with different peer-lending sites, his … Continue reading “Claus has invested over €13,000 at Bondora”
We would like to introduce you to Kristi, an investor at Bondora. Kristi is one of the thousands of people who started investing with Bondora in 2012. She lives in Estonia and is an English and Economics teacher by profession who also invests her time into volunteer work. Kristi originally started investing at Bondora because … Continue reading “Meet Kristi, an investor at Bondora”
Our investors had a possibility to ask our CEO Pärtel Tomberg any question, which they found important about our product and the company on our Facebook page. We thank you all for the meaningful questions. Please find Pärtel’s answers below. Q1 Dear Pärtel Running a peer-to-peer lending site is definitely a hard thing to do. Every day … Continue reading “Investors’ questions to our CEO Pärtel Tomberg”
Today we are speaking about Bondora portfolio returns and introducing the changes, requested by the investment community. Please scroll down for more information. New Bondora milestones We are happy to announce that Bondora has reached 2 new milestones: 20 million EUR issued in loans to borrowers 2.6 million EUR paid out in interest to investors … Continue reading “€20M issued and 21.5% return earned on mature investments”