Bondora Blog

Follow the Bondora Blog for personal finance tips, Bondora news, investment insight, and more!

The Statistics from 2022 You Want to See

Bondora

Every month, you can see all the most note-worthy numbers and statistics from Bondora on this blog. From loan originations and investment totals to how much cash was recovered, where most of our borrowers come from, etc. With 2023 in full swing, we’d like to take one last look back at 2022 and summarize the…

How to Set Up SMART Financial Goals for 2023

Finance Tips

Have you heard of the term fresh start effect? It means you can achieve your goal easier when you start your work based on temporal landmarks. New Year is one of them. So, if you’ve decided to achieve a new financial goal, you did it at a great time. You just need the right plan…

Product Updates: Shifting to 100% Hands-off Investing

BondoraBondora

January is a time of reflection. And when we look back at the history of investing at Bondora, it’s no surprise that there’s always been one main driver behind everything we do: you, our investors. You guide us on how best to help you grow your wealth.  Back in 2008, investing with us looked very…

2022 Q3: Go & Grow Portfolio Review

Bondora

If you’re interested in how Go & Grow works, and learning more details about our portfolio, then this article is perfect for you. You can get more insight into what makes Go & Grow successful: its portfolio distribution. Below, we detail how the claims added to the Go & Grow portfolio are distributed, the percentage…

‘One Email Changed My Life’ – a Developer’s Bondora Journey

Bondora

Welcome to another Bondora Superhero Developer’s edition blog post! This time, we want to introduce you to a developer who fell in love with Estonia and started coding out of curiosity. Join us on this exciting journey to get to know him better – meet Baris Cakir, Bondora Software Engineer! Bondora Superhero #27 — Baris…

Are You the (Best) Product Manager? Then join us!

Bondora

Are you a strategic thinker who can work hands-on? Do you thrive on leading a team of individuals and taking ownership of goals? Do you get excited at the thought of researching, getting data, and leading the launch of innovative investment products at a hyper-growth phase fintech? Then we want you: Product Manager responsibilities in…

October Fintech News Update

Finance Tips

2022 has been a tough year for fintechs. With looming recessions, rising interest rates, and a decrease in valuations, it has certainly changed the tech startups’ landscape. But there are still positive points and exciting developments. Let’s recap some of the recent must-know events of the fintech industry. Fintech foundings, M&A activity slow It’s been…

What does PEP mean?

Bondora video

When you create and verify your Bondora account, you must confirm whether or not you are a Politically Exposed Person. If you don’t know what that means, keep watching to find out. When creating your account, you must complete the Know-Your-Customer or KYC form. This is a legal requirement from the European Commission’s Anti-Money Laundering…

4 Ways Interest Rate Changes Can Directly Affect Your Wallet

Finance Tips

With all the buzz around interest rates and inflation, it’s hard to keep up with what’s happening in the economy, but more importantly, how it affects you and your finances. Instead of talking about macroeconomics and what’s going on with the central bank, we’re going to discuss four ways interest rate changes can directly impact…

What does UBO mean?

Bondora video

When creating an account with Bondora, you must confirm whether you are the Ultimate Beneficial Owner of the account. Unsure about what it means? Keep watching to find out. When creating your account, you must complete the Know-Your-Customer form. This is a legal requirement from the European Commission’s Anti-Money Laundering and Counter-Terrorist Financing directive. One…

Over €1M Originated in Spain & New Loan Market Launched

Market & Pricing

Even though originations and investments declined somewhat in September, it remained an exciting month for us. We launched our loan product in the Netherlands, and Spanish loan originations exceeded €1M for the first time since March 2020. Read more: Investment by product In September, investments totaled €12,252,773. This is a 14.8% drop from August. This…

5 Ways to Get Your Finances in Order (This Year Still)

Finance Tips

Even though 2022 is winding down, there’s still plenty of time to get your finances in order before the year’s end. What you do today determines what happens to you in the future, which is especially true regarding your finances. So, with a few months left in 2022, will you rise to the challenge and…

New Market Launch, Spanish Originations Exceed €1M, and More!

Bondora

September was an exciting month for us. We launched a new market, and Spanish originations exceeded €1M for the first time since March 2020. Originations and investments declined somewhat, but Secondary Market activity increased, and collection & recovery figures remained strong, exceeding €1 million. Read more: In September, 2,021 new investors joined Bondora—the highest number…