When you make deposits to your Bondora account, it reflects on your available funds and the Portfolio Manager or Portfolio Pro bids from there. Whenever bids are made, the value of the bids in EURO is reserved in the Reserved funds, while waiting for the borrower to sign his own part of the loan contract.
Once the borrower signs, the bid value moves from your Reserved funds to Investment and you can see it on your Investment list. In case the borrower rejects the loan contract, the bid value returns to your available funds, so the money is made available for other bids. Bondora takes care of all the hassle for you, so you don’t have to worry.
Remember you can always visit our website at www.bondora.com and check us out on Facebook @bondoracapital.