investors have already invested Million EUR on Bondora
Largest secondary market for P2P loans
Highest yielding P2P platform for investors
Most licenced platform in Europe
Advanced analytics to track investments
All loan data is public
Processed loan applications
Interest paid out
I have always read the Economist, that’s where I came across an article on Bondora in April 2014. I am very impressed how innovative Bondora has been. If Bondora would have existed 25 years ago I would be a very wealthy man now.
Overall recommendation is that if your investment strategy has an allocation for consumer loans, you should definitely consider Bondora as one of the primary vehicles to gain exposure to the market. This recommendation is supported by, for this industry, amazing level of transparency and disclosure, the fact that it is regulated, as well as strong performance of underlying loans, with every risk class showing positive net returns.
My best investment so far is my investment in Bondora. Since I started to invest in 2013 my Internal Rate of Return is to date nearly 30% p.a. after defaults
Bondora offers a much more simple way of investing than platforms in my own country and so far everything is working nicely.
Bondora offers an excellent yield and is easy to use.
I really like Bondora’s way of publishing a lot of data and opening API to all.
Frequently asked questions
What is Bondora?
Bondora is a leading P2P platform for investing in European personal loans. Since 2009 we have been consistently delivering double-digit returns to over 14,928 investors on our platform.
What type of investments can I make on Bondora?
You can invest in Bondora loans, which are fixed-income investments that generate monthly cash flow in the form of principal and interest payments.
How can you provide above market returns to investors?
The loans are funded directly by investors, which allows us to cut the costs of traditional banking and deliver over 17.3% in net returns to our investors.
How do you check if a borrower is credit worthy?
All borrowers are risk-assessed using sophisticated underwriting models and assigned into credit groups that carry an interest rate that reflects relevant risks.
Do I need a lot of experience with investing to start?
In short no. We provide easy to use automatic investing tools making investing with Bondora simple. We take care of borrower credit assessment, scoring, payment collection and collections in case of non-payments, giving you peace of mind.
Can anyone invest on Bondora?
Anyone over the age of 18 living in the European Union, Switzerland or Norway and businesses registered in the EU`can invest on Bondora. If you live or work outside of the EU, but in any of the countries complying with the EU anti-money laundering directive, you can invest on Bondora if you are an accredited investor.