Robert Kiyosaki, teaching and volleyball. Read Andrea’s story

As part of our popular investor stories series, we interviewed Andrea this month. Check out his super story below. * * * Hello everybody, I am a former engineer who, after 20 years in the corporate field, has decided to leave my job and to devote myself to what I really like, teaching. Now I … Continue reading “Robert Kiyosaki, teaching and volleyball. Read Andrea’s story”

An increase of 3.5% in the total amount recovered between 2014 – 2017

Welcome to our monthly blog post on the performance of recoveries. Below, we take a look at the percentage of principal and interest retrieved between 2014 – 2017. Why is 2017 showing the lowest recovery rate? On first glance, this may appear to show that the success of our recoveries process has slightly decreased since … Continue reading “An increase of 3.5% in the total amount recovered between 2014 – 2017”

5 ways to teach your kids about investing

For many adults, investing is still a confusing pipedream that is rumored to lead to something called financial freedom. For those working outside of banking and finance, it may seem like those who invest are part of an exclusive elite club that have access to deals that are not available to the masses. While this … Continue reading “5 ways to teach your kids about investing”

What is P2P lending?

P2p lending at Bondora is quite different from the traditional bank credit models. Here, we make you the bank and we provide you the borrowers to lend to. We connect investors who are looking to invest their money with the borrowers who are seeking loans. Investors generate profits from the interests paid by the borrowers … Continue reading “What is P2P lending?”

How to create a monthly budget

Setting yourself a monthly budget is a fantastic way to stay in control of your spending and move ever closer towards your financial goals. In reality, no one wants to spend the rest of their lives living pay-day to pay-day. To move away from this habit, you need to have discipline and determination while you’re … Continue reading “How to create a monthly budget”

Data galore. How many borrowers have a mortgage and went to university?

Recently, we have released several posts that explore the origination of loans by unique data like home ownership, education, employment duration and more. This month, we’re going to do the same and compare how this has changed in comparison to the previous months. Average income, loan amount and age In January, the average net income … Continue reading “Data galore. How many borrowers have a mortgage and went to university?”

At 2.85%, HR rated loans had the lowest share in January

Welcome to the monthly origination post for January, here we go in to detail about the distribution of investments that were made and some interesting stats per country of origin. If you missed December’s post, you can check it out here. The total amount invested through the platform in January was €3,542,447, a 23.5% increase … Continue reading “At 2.85%, HR rated loans had the lowest share in January”

The Fintech revolution, what is it and why should you care?

You might have heard the term ‘Fintech’ used to describe a company before, this has emerged over the past decade to describe new financial technology start-up companies that are offering innovative and alternative finance solutions to customers all over the world. Many of the Fintech’s first emerged after the global financial crisis of 2008 when … Continue reading “The Fintech revolution, what is it and why should you care?”

Changing your personal data

At Bondora, we see the personal information of our investors as sensitive and we make sure they cannot be changed without verification for the security of your account. This is why personal info such as name, mobile phone number and home address can only be changed by us, but if your Bondora account is fully … Continue reading “Changing your personal data”

Bondora’s portfolio performance by quarter, year and country

Welcome to another data blog post from Bondora, below we take a look in to the actual and targeted net returns from investments by country, year and quarter. It’s important to note that the most recent quarter will nearly always show a higher return as the loans have only recently been issued and at this … Continue reading “Bondora’s portfolio performance by quarter, year and country”