What is Crowdfunding?

Crowdfunding is not a new concept, in fact, it’s been around for centuries. Investopedia describes it as: “Crowdfunding is the use of small amounts of capital from a large number of individuals to finance a new business venture. Crowdfunding makes use of the easy accessibility of vast networks of people through social media and crowdfunding … Continue reading “What is Crowdfunding?”

No F or HR rated loans issued in Estonia in Q4 of 2017 – More stats here

Welcome to another data blog post from Bondora, below we take a look in to the actual and targeted net returns from investments by country, year and quarter. It’s important to note that the most recent quarter will nearly always show a higher return as the loans have only recently been issued and at this … Continue reading “No F or HR rated loans issued in Estonia in Q4 of 2017 – More stats here”

Description of Dashboard statistics

Our Dashboard is carefully designed to make some of the most helpful information available to you immediately after logging in to your account. From your Dashboard, you can access data like Account value, Net profit, Net return, your Portfolio value and Available funds. You can even click on „More stats“ to see more. Also, when … Continue reading “Description of Dashboard statistics”

An increase in the cash recovered in Estonia

Welcome to our monthly blog post on the performance of recoveries. Below, we take a look at the percentage of principal and interest retrieved between 2014 – 2017. Why is 2017 showing the lowest recovery rate? On first glance, this may appear to show that the success of our recoveries process has slightly decreased since … Continue reading “An increase in the cash recovered in Estonia”

Average net income continues to increase in Estonia and Finland

Recently, we have released several posts that explore the origination of loans by unique data like home ownership, education, employment duration and more. This month, we’re going to do the same and compare how this has changed in comparison to the previous months. Average income, loan amount and age In March, the average net income … Continue reading “Average net income continues to increase in Estonia and Finland”

Bondora approaches 35,000 investors!

Welcome to the monthly origination post for March 2018, here we go in to detail about the distribution of investments that were made and some interesting stats per country of origin. If you missed February’s post, you can check it out here. The total amount invested in the platform in March was €3,133,458, a reduction … Continue reading “Bondora approaches 35,000 investors!”

Automatic bidding process

When you make deposits to your Bondora account, it reflects on your Available funds and the Portfolio Manager or Portfolio Pro bids from there. Whenever bids are made, the value of the bids in EURO is reserved in the Reserved funds, while waiting for the borrower to sign his own part of the loan contract. … Continue reading “Automatic bidding process”

Investor Visits – Exclusive insights from Martin

Last month, our German investors Martin and Ulrike visited the Bondora HQ in Tallinn, Estonia. Martin has been investing with Bondora for over 5 years and is an avid user of the API, find out more below. 1. Tell us a bit about yourself. 52 years old, living in the south of Germany in a … Continue reading “Investor Visits – Exclusive insights from Martin”

Meet Bondora in Stuttgart!

This week the Bondora team will be at the INVEST finance trade fair in Stuttgart, Germany. We would love to meet some of our German investors, so please come and find our booth near the main stage at the event for a chat. The event takes place on Friday 13th and Saturday 14th April – … Continue reading “Meet Bondora in Stuttgart!”

Why do borrowers choose P2P instead of banks?

As investors, hopefully you are already aware of the multitude of advantages available to you by investing with a peer-to-peer lending platform. An important questions that is not so commonly discussed is, why do borrowers use P2P platforms instead of banks? Below we discuss the top 4 reasons why borrowers choose a P2P platform like … Continue reading “Why do borrowers choose P2P instead of banks?”