Bondora Blog

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7 Reasons Why You Want to Work at Bondora

Bondora

We love working at Bondora. And we think you will too. But we understand you might need some more convincing. Here are our 7 top reasons that make working at Bondora better than anywhere else: 1. Market-leading salary Let’s be honest; if you didn’t have to work, you probably wouldn’t 😉 But, seeing as you…

News: Fintech Investments Decline, but It’s Not the End

Finance Tips

The fintech frenzy has finally come to a close, and everyone is starting to feel the pain. After a decade of nearly unfathomable growth, the fintech industry has gone from full steam ahead to a languid trot. While fintechs aren’t the only ones seeing a decline in investment dollars and growth, they appear to face…

🙋‍♀️ Top 5 Questions in September – Answered!

Bondora

Hi there, I’m Lisette from Bondora’s Investor Relations team. Every month, we round up all the most-asked questions we received from investors in one blog post. You can find all the answers to these top questions right here. It’s just another way we provide first-class customer service.  Let’s go through the top 5 questions we received from…

Weekly industry news roundup – October 31, 2016

Finance Tips

AROUND THE WORLD On Thursday of last week Inside ARM reported on a recent FTC Forum titled, Peer-to-Peer Payments – Their Emergence and Path Ahead. Those among the panel all “…agreed that the consumer’s cost to use these payment systems was a significant benefit.” It was also reported that many members identified the speed of…

Upcoming developments to optimize the investor experience

Bondora

For the past months we have been working on splitting the business and product into two separate parts. One business is designed to serve the investor exclusively. The other serves only the borrower. Why are we splitting the system? The decision to divide the system was triggered by legal changes but is now rooted in…

Understanding the detailed borrower and loan data on Bondora

Bondora

Investors using Bondora have access to incredible amounts of information on borrowers and loans. The user interface displays the important information about the borrowers responsible for making repayments. In this post we’ll provide a brief overview of the borrower/loan data in “Investments” and “Secondary Market” pages and how to use this information to better understand…

VIDEO: Weekly summary from Bondora

BondoraBondora video

WEEKLY SUMMARY FROM BONDORA Bondora portfolio performance – October 2016 In our portfolio performance post we covered the realized net returns across countries and credit rankings. The HR rating in Estonia has yielded the strongest return across all markets and countries with 31.60%. We looked closer at Spain which leads the countries in cumulative realized…

Bondora portfolio performance – October 2016

Market & Pricing

KEY TAKEAWAYS The total realized net returns in Q2 of 2016 exceeded the metric in all four quarters of 2015. The realized net return of Estonia, Finland and Spain all far outpaced the performance of the S&P 500 (US). The total realized net return for these three countries was 23.48% and 19.46% in Q1 and…

Weekly industry news roundup

Finance Tips

AROUND THE WORLD Q3 P2P lending exceeded £700 million in Q3 according to the UK Peer to Peer Finance Association. This is an increase over the same number reported one year ago showing $658,000,000 in new lending. The P2PFA chair Christine Farnish remarked, “Data from the third quarter of 2016 highlight the strength of peer-to-peer…

Primary Market will be removed from the user interface on November 1st

Bondora

On November 1, 2016 we will remove the Primary Market view from the user interface. What does this mean? In recent months it has become clear that the Portfolio Manager offers greater efficiency through automation compared to manually investing. The increasing benefits of Portfolio Manager are the result of recent updates to the funding process,…

How does Bondora ensure its operational stability?

Bondora

The Bondora model is based on a transparent framework that offers unparalleled operational stability and effectiveness. We believe that the trust we’ve built and continue to build will allow us to expand our offerings. The very nature of borrowing and lending is formed with a mutual trust. For this reason we have built a platform…

VIDEO: Weekly summary from Bondora

BondoraBondora video

WEEKLY SUMMARY FROM BONDORA Loan funding per channel on Bondora On Tuesday, we looked at how our investors invest on Bondora platform. In summarize, an overwhelming percentage, 82%, of investments are made using our Portfolio Manager. Share of manual investments has decreased down to 11% and investments through Bondora API have been steadily around 6%….

Loan funding per channel on Bondora

Market & Pricing

This week we are looking at the statistics of loan funding and each channels share of the total investments on Bondora platform. The trend of more investors choosing the Bondora Portfolio Manager (PM) over API and manual investing continued last month. Over the past month 82% of investments were made using PM compared to its…