Throughout each unique life stage, you will experience different challenges and opportunities associated with each part of life. Along this journey, your financial priorities and challenges evolve, shaping your path toward your financial well-being goals. Whether just starting early adulthood or almost retiring, understanding how to navigate the different life stages can help you achieve…
Welcome to our monthly stats post for March. This is your dose of insights into our growth and performance. It’s all the numbers, updates, and statistics you want to see in a brief but informative read. Grab your coffee, and let’s dive into Bondora Group’s March news and statistics. New Investors In March, 2,077 people…
Today, we introduce you to Pille Lamp, our 40th Bondorian in the Spotlight. She speaks 8 languages, loves cats and nature, and will conquer linguistic bugs wherever she goes. Read on to learn more about the intricacies of her daily tasks, what she loves most about working in marketing, and how she’s embraced being our…
POSTS FROM PAST WEEK Loan funding per channel for November Yesterday we shared our monthly update of inflows from the Portfolio Manager and the API interface. In November the Portfolio Manager represented 92.7% of investment inflows. The API interface ended at 7.3% of inflows. Read more about it Weekly industry news roundup – December 19,…
November is the first month in which the manual investing feature was not available to users. The Portfolio Manager continues to be the most popular option for investors given its ease of use and automation. In November the Portfolio Manager represented 92.7% of investment inflows. The API interface ended at 7.3% of inflows. This is…
Around the world On Wednesday CrowdFund Insider published an article on comments from Fitch Ratings regarding the recent decisions from the Office of the Comptroller of the Currency (OCC). Fitch noted that any FinTech company choosing to pursue a charter would experience increased regulation and capital requirements. These responsibilities, in turn, may impact earnings. In…
The Bondora interface is designed for easy use and fast execution. Therefore, we have made it easier than ever to get started by using your Google account to register a Bondora account. In this brief overview we’ll look at the steps to become a Bondora member. Register with your Google account Step 1. On Bondora…
Choosing a Portfolio Manager strategy is the most critical decision a Bondora user will make. In this post we will look at the underlying characteristics of the various investment strategies, which range from “Ultra-Conservative” to “Opportunistic.” Risk tolerance and expected loss rates The Portfolio Manager page features three default settings, “Conservative,” “Balanced” and “Progressive.” However,…
POSTS FROM PAST WEEK Performance of recovery process – December 2016 Yesterday we provided our monthly update on the performance of recovery efforts. Estonia’s loan recoveries showed the strongest performance (75%) since Q3 of 2015. Spain and Slovakia each decreased compared to Q2 of 2016. The average recovery among all four countries is just over…
KEY TAKEAWAYS Estonia’s loan recoveries improved showing the strongest performance (75%) since Q3 of 2015. This also outpaces the past year average of 64% ranging from Q4 of 2015 to Q3 of 2016. Finland also experienced a dramatic increase in recoveries. The 90% is well above every quarter since Q1 of 2014. This represents an…
AROUND THE WORLD On Saturday Crowdfund Insider reported on new communication from Moody’s regarding the recent decision to grant bank charters to FinTech firms. According to the statements Moody’s believes the move will reduce inherent legal risks involved in the origination process. Nasdaq posted an article on Friday about emerging rules for Chinese P2P lenders….
Remain consistent with your risk tolerance The most important aspect of investing should occur before you buy anything. Before investing in a loan or committing to the Portfolio Manager tool, you should first determine your risk tolerance. After that, it is important to make sure that your investment activities are consistent with the investment strategy/risk…
The Reports page of the Bondora interface offers a host of customizable data so users can manage their investments. The “Repayments” report allows investors to monitor how well borrowers are fulfilling their obligations. The only input required to generate a report is a start and end date. Users can then download a CSV file to their desktop….