Throughout each unique life stage, you will experience different challenges and opportunities associated with each part of life. Along this journey, your financial priorities and challenges evolve, shaping your path toward your financial well-being goals. Whether just starting early adulthood or almost retiring, understanding how to navigate the different life stages can help you achieve…
Welcome to our monthly stats post for March. This is your dose of insights into our growth and performance. It’s all the numbers, updates, and statistics you want to see in a brief but informative read. Grab your coffee, and let’s dive into Bondora Group’s March news and statistics. New Investors In March, 2,077 people…
Today, we introduce you to Pille Lamp, our 40th Bondorian in the Spotlight. She speaks 8 languages, loves cats and nature, and will conquer linguistic bugs wherever she goes. Read on to learn more about the intricacies of her daily tasks, what she loves most about working in marketing, and how she’s embraced being our…
POSTS FROM PAST WEEK Monthly origination summary for November 2016 Originations in November marked a new record for us with € 3,338,570 of loans originated. The previous record was €2,782,475 in August of 2016. In comparison to October 2016 our originations have increased by 36%. While each country experienced an increase in originations over October…
The loan origination totals for November were excellent at Bondora. Originations marked a new record for us with € 3,338,570 of loans originated. The previous record was €2,782,475 in August of 2016. In comparison to October 2016 our originations have increased by 36%. Below we’ve listed the detail of originations by country and rating for…
AROUND THE WORLD On Thursday the Los Angeles Times reported on a recent FinTech decision handed down by the Office of the Comptroller of the Currency. Bank charters can now be issued to online marketplace lenders in the U.S. The agency believes such a decision is in the public’s best interest. This development is expected…
Bondora investors seek strong returns and managed risk. Our color-coded loan statuses make this task easier for our users. This is a quick, graphical reference illustrating the payment behavior of the borrower. In this article we’ll provide detail on what each color represents. Current – Green Any loan with a green circle is being paid on…
Most Bondora investors prefer the speed and automation of the Portfolio Manager tool. However, diversification is an equally important parameter for investors. Each user has a different risk tolerance which is balanced with an expected return goal. At Bondora we strive to achieve efficient investments without sacrificing diversification. Balance between risk tolerance and expected return…
POSTS FROM PAST WEEK Statistic reports: Investment statistics by criteria Yesterday we took a closer look at the investments by criteria feature on the personal statistics page. Users can get a visual of their portfolio using the five metrics of loan status, loan purpose, loan rating, country and bid size. This graphical representation allows users…
The personal statistics page is a great way to get a quick glance at the characteristics of your investments. Previously we wrote in this series about how to compare your returns with other investors and how to track the performance of your defaulted loans. In this post we’ll explore the investment statistics by criteria panel….
AROUND THE WORLD On Wednesday of last week Banking Technology reported on a new event called “Startupbootcamp” which aims to help emerging FinTech businesses. The organization received 400 applications from 61 different countries. Many of the players on the field were focused on marketplace lending. The Financial Express reported on the cash strapped population in…
KEY TAKEAWAYS Our realized net returns for Q2 exceeded four of the five previous quarters. Spain and Finland each also had Q2 realized net returns which exceeded four of the five previous quarters. Estonia and Finland outperformed their targets by 519 basis points and 376 basis points respectively. Spain fell below the targeted goal while…
Investors are always looking to the future. With the forecast feature on the Cash Flow page they can bring that picture into clearer focus. First, users choose a period by selecting start and end dates. Next, users can adjust the settings on their cash flow projections to more accurately reflect the principal and interest rate percentages…