Throughout each unique life stage, you will experience different challenges and opportunities associated with each part of life. Along this journey, your financial priorities and challenges evolve, shaping your path toward your financial well-being goals. Whether just starting early adulthood or almost retiring, understanding how to navigate the different life stages can help you achieve…
Welcome to our monthly stats post for March. This is your dose of insights into our growth and performance. It’s all the numbers, updates, and statistics you want to see in a brief but informative read. Grab your coffee, and let’s dive into Bondora Group’s March news and statistics. New Investors In March, 2,077 people…
Today, we introduce you to Pille Lamp, our 40th Bondorian in the Spotlight. She speaks 8 languages, loves cats and nature, and will conquer linguistic bugs wherever she goes. Read on to learn more about the intricacies of her daily tasks, what she loves most about working in marketing, and how she’s embraced being our…
WEEKLY SUMMARY FROM BONDORA Performance of recovery process – November 2016 Yesterday we reviewed the performance of our recovery program. The recovered amounts in Estonia are up slightly. While Spain and Slovakia declined they each yielded over 100% of principal recovered. Each country had a significant increase in recoveries compared to the previous quarter totals…
Let’s have a look at the monthly results for loan recoveries at Bondora. KEY TAKEAWAYS Estonia experienced a small increase in recoveries reaching 69% compared to 67% last month. This marks a continued upward trend which started in Q3 of 2015. Finland saw a modest decline in recoveries hitting 72% compared to 83% seen last…
AROUND THE WORLD Despite trepidations radiating from Brexit the P2P market in the UK remains strong. On Friday of last week the independent ratings agency 4thWay reported on the health of 12 peer-to-peer players in the property field. According to CrowdFund Insider, “Combined, these platforms have lent £1.6 billion since 2013. Returns have ranged from…
The most important number for most investors is the yield to maturity. This number represents the average annualized net return of your portfolio. The value assumes that you keep the portfolio until it matures and no new investments are made. This information is found on the “Net Return” button on the “Dashboard” page. The first…
Loan originations totaling €2,445,710 in October were helped by Finland which had a 24% growth over last month in both amount and interest rate. Below we’ve listed the detail of originations by country and rating for the entirety of October 2016. Loan origination by country Estonia continues to represent the largest proportion of originations at…
WEEKLY SUMMARY FROM BONDORA Managing risk with filtered investments view Yesterday we discussed how users can manage their investments using the filtering feature. Those with capital spread over numerous loans can filter loans based on a particular metric. This provides a consolidated review of loans that may be past due. This is an important feature…
Some Bondora investors leverage higher interest rates of riskier loans to achieve a more aggressive return. However, in the pursuit of a better ROI how does the savvy investor manage this risk? The filtering feature in the “Investments” page offers solutions. Bondora has always outpaced the competition with transparency and usability of data. The filtering…
AROUND THE WORLD On Thursday of last week Inside ARM reported on a recent FTC Forum titled, Peer-to-Peer Payments – Their Emergence and Path Ahead. Those among the panel all “…agreed that the consumer’s cost to use these payment systems was a significant benefit.” It was also reported that many members identified the speed of…
For the past months we have been working on splitting the business and product into two separate parts. One business is designed to serve the investor exclusively. The other serves only the borrower. Why are we splitting the system? The decision to divide the system was triggered by legal changes but is now rooted in…
Investors using Bondora have access to incredible amounts of information on borrowers and loans. The user interface displays the important information about the borrowers responsible for making repayments. In this post we’ll provide a brief overview of the borrower/loan data in “Investments” and “Secondary Market” pages and how to use this information to better understand…