Throughout each unique life stage, you will experience different challenges and opportunities associated with each part of life. Along this journey, your financial priorities and challenges evolve, shaping your path toward your financial well-being goals. Whether just starting early adulthood or almost retiring, understanding how to navigate the different life stages can help you achieve…
Welcome to our monthly stats post for March. This is your dose of insights into our growth and performance. It’s all the numbers, updates, and statistics you want to see in a brief but informative read. Grab your coffee, and let’s dive into Bondora Group’s March news and statistics. New Investors In March, 2,077 people…
Today, we introduce you to Pille Lamp, our 40th Bondorian in the Spotlight. She speaks 8 languages, loves cats and nature, and will conquer linguistic bugs wherever she goes. Read on to learn more about the intricacies of her daily tasks, what she loves most about working in marketing, and how she’s embraced being our…
At Bondora, we’re proud to announce that we have been nominated by the European Fintech Awards 2017 for best Alternative Finance platform and we need your help! We’re asking our users and followers to help out by voting for us. All you need to do is visit our nomination page and click “Vote Bondora.” It’s…
News from around the world Forbes published an article which touched on the “shift from individual to institutional lending” in the peer-to-peer lending world. The authors explained the continued growth of p2p lending explaining that in the UK alone, originations grew by 36% in 2016. *** Born2Invest offered a quick overview for first-time investors seeking…
At Bondora, we’ve always believed in clear and open communication with our users. This is why we offer easy to access, up to date analytics and customization so you always have what you need. Today we’re taking that approach one step further. We have released a new notification feature so you have the latest news…
POSTS FROM PAST WEEK Bondora portfolio performance – June 2017 On yesterdays portfolio performance overview, we saw that the realized returns for 2017 have had a strong start so far, with 19.80% for Q1. The early Q1 indicators for this year suggest we’re on track to deliver a fourth consecutive year of improved total realised…
Key takeaways To date, the realised return across all countries is on track to continue a trend of three consecutive years of improved performance moving from 12.70% to 18.25% to 19.78% for 2015, 2016 and 2017 respectively. Spain and Finland have each exhibited three consecutive years of improved realised net returns. At this point, their…
News from around the world American Banker published a piece warning that marketplace lenders should refrain from attempting to replicate the practices of traditional banks. The author suggests that when marketplace lenders become more like a bank they give up some of their competitive edge and characteristics that make them so appealing to investors. ***…
The world of marketplace lending, or peer-to-peer (P2P) lending is still relatively young. At just over a decade old, there is still a lot of confusion surrounding how this democratization of finance works. In this post we look at common myths and misconceptions about this newest form of borrowing and lending. P2P lending is an…
POSTS FROM PAST WEEK How to predict if a borrower will pay you back We brought readers some data-driven insights regarding buyer behavior. By reviewing research on the topic, we learned that default probabilities rise as the interest rate of a loan increases. Also, the literature reveals that loan purpose can indicate heightened default risk…
Without risk there is no reward. All investors accept some degree of risk, that’s the cost of entering the game. Understanding this truth, however, is only the beginning. Investors must ask themselves how much risk they’re willing to incur in their reach for a larger return. Marketplace lending has made this question more complex. Marketplace…
News from around the world Politico reported on the Marketplace Lending Association’s first ever meeting with lawmakers and regulators in the U.S. The goal of the initiative is to bring these politicians up to speed on the developing relationship between traditional banks and P2P firms. This event is another step towards the legitimization of the…