Bondora Blog

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Product Updates: Shifting to 100% Hands-off Investing

BondoraBondora

January is a time of reflection. And when we look back at the history of investing at Bondora, it’s no surprise that there’s always been one main driver behind everything we do: you, our investors. You guide us on how best to help you grow your wealth.  Back in 2008, investing with us looked very…

2022 Q4: Go & Grow Portfolio Review

Bondora

Do you want to know more about how Go & Grow works? Are you curious to know more about the underlying portfolio? Well, then, this portfolio review article is perfect for you. We’ll take a closer look at the Go & Grow 2022 Q4 portfolio distribution, the percentage division amongst loan ratings, and more interesting…

Money Talks: 8 Wealth-related Terms You Should Know

Finance Tips

Do you feel overwhelmed by financial terms? Do you want to educate yourself and understand your finances better? Great! Here are eight wealth-related terms you should know to help boost your financial and investment knowledge. Term 1: Inflation Inflation is a price increase that translates into a decrease in consumers’ purchasing power. That’s because as…

Credit card refinancing in Estonia

Market & Pricing

We recently experienced a major increase of applications from people looking to refinance their credit card balances. The proportion of demand for refinancing other liabilities in Estonia for the months in 2014 amounts to nearly twice as much as in our total portfolio with all other countries included. The demand accounts to 160% compared to the same period in the…

Jaak diversifies his investments with Bondora

Bondora Heroes

Meet one of our investors Jaak. He started investing at Bondora in 2013. He is living in Estonia and considers himself mainly as an investor who is also involved with projects in education. The main reason why he decided to join Bondora was to diversify his investments between different asset classes and Bondora provided an opportunity to earn…

Tauri spends about 5 minutes a day on managing his investments

Bondora Heroes

Today we would like to introduce you to Tauri, another investor at Bondora. Tauri is one of the thousands of people who started investing with Bondora in 2012. Tauri works in Estonia in the logistics sector and has originally started investing into Bondora loans, because this asset class is easily accessible to different people and…

David joined Bondora as an investor early in 2014

Bondora Heroes

Meet David. David is one of the thousands of investors at Bondora who started investing with us in early 2014. He is living in Sweden and is working in on-line security. His main reason for investing with Bondora was the advertised return on investment, the amount of available statistics on our loan portfolio, option to…

Claus has invested over €13,000 at Bondora

Bondora Heroes

Today we’d like you to meet Claus. Claus is one of the people who started investing with Bondora in 2012. He is from Germany and is an experienced peer-to-peer lending and crowdinvesting blogger, who provides interested investors with the industry news and resources. Being lead to Bondora by his previous experience with different peer-lending sites, his…

Meet Kristi, an investor at Bondora

Bondora Heroes

We would like to introduce you to Kristi, an investor at Bondora. Kristi is one of the thousands of people who started investing with Bondora in 2012. She lives in Estonia and is an English and Economics teacher by profession who also invests her time into volunteer work. Kristi originally started investing at Bondora because…

Investors’ questions to our CEO Pärtel Tomberg

Collection & Recovery

Our investors had a possibility to ask our CEO Pärtel Tomberg any question, which they found important about our product and the company on our Facebook page. We thank you all for the meaningful questions. Please find Pärtel’s answers below. Q1 Dear Pärtel Running a peer-to-peer lending site is definitely a hard thing to do. Every day…

€20M issued and 21.5% return earned on mature investments

Market & Pricing

Today we are speaking about Bondora portfolio returns and introducing the changes, requested by the investment community. Please scroll down for more information. New Bondora milestones We are happy to announce that Bondora has reached 2 new milestones: 20 million EUR issued in loans to borrowers 2.6 million EUR paid out in interest to investors…

P2P Finance Association definition of default rates

Collection & Recovery

On June 18th P2P Finance Association announced that their members will be using a standard way to calculate default rates to help consumers compare the performance of the portfolios on different platforms. In short, the new standards consider a loan default when it has been overdue for at least 120 days. You can read more…

What happens if a loan defaults?

Collection & Recovery

The Peer-to-Peer Finance Association (P2PFA) guidelines consider that a loan defaults after any portion of the loan is not repaid after 120 days following the original loan repayment date. We have a more conservative approach and consider a loan defaulted when a borrower has missed a scheduled payment by more than 60 days (or, in other…