Throughout each unique life stage, you will experience different challenges and opportunities associated with each part of life. Along this journey, your financial priorities and challenges evolve, shaping your path toward your financial well-being goals. Whether just starting early adulthood or almost retiring, understanding how to navigate the different life stages can help you achieve…
Welcome to our monthly stats post for March. This is your dose of insights into our growth and performance. It’s all the numbers, updates, and statistics you want to see in a brief but informative read. Grab your coffee, and let’s dive into Bondora Group’s March news and statistics. New Investors In March, 2,077 people…
Today, we introduce you to Pille Lamp, our 40th Bondorian in the Spotlight. She speaks 8 languages, loves cats and nature, and will conquer linguistic bugs wherever she goes. Read on to learn more about the intricacies of her daily tasks, what she loves most about working in marketing, and how she’s embraced being our…
Due to the way the XIRR (extended internal rate of return) mathematical formula works, the result can be relatively volatile in cases where only a few actual transactions have happened. Especially if the first transactions for the investor are done on the Secondary Market with considerable mark-up/discount. To reduce this volatility and to give a better overview for…
As per request from many of our investors, we are now also adding two more rows to the Recovery Statistics table, that highlight the amount that has been recovered so far. The first new row will show the amount of principal that has been recovered after the loan defaulted and the second one shows the…
Last week we introduced recovery statistics for investor’s personal portfolio and we are continuing in similar lines for the entire platform portfolio. Introducing the recovery rate graph for Bondora We are currently working to bring you a graph that highlights the progress of the recovery on our platform level compared to expected recovery.
In November 2014 we introduced Bondora Ratings with the goal of pricing loans in accordance with the individual risk associated with a particular borrower. Thus, the interest rate at origination is based on the Expected Loss (EL) associated with a particular Rating and the Expected Return E(R) (or I = EL% + E(R) if presented…
Last week we removed the Repaid amount from My investments Statistics section and changed the pie chart to show only your current portfolio proportions instead of all of your historical investments. With our next release the pie chart will also be updated to use the same colors for the statuses as we have used in other…
We are excited to announce a pilot campaign with the goal of ensuring trust in using Portfolio Managers for making investments on Bondora platform. We believe that using Portfolio Managers is the most efficient way to invest on our platform; and thus, welcome you to try them out without the risk of losing money* during…
The largest alternative finance conference in the world, LendIt USA 2015, took place from April 13-15 in New York. The panel for the European Online Lending Opportunity discussion was comprised of international experts, including Partel Tomberg, CEO and co-founder of Bondora. Continue reading below for an edited excerpt of the recent panel discussion.
Earlier this year the Centre for Alternative Finance at Cambridge Judge Business School, in co-operation with professional services firm E&Y, released a pan-European study of the alternative finance market. The study, titled “Moving Mainstream”, can be considered the most comprehensive study on the subject released to date. The researchers studied the peer-to-peer consumer lending sector (a…
This is a question often asked from our support personnel. While it is also covered in our investment guide, let’s look into how the Secondary Market transactions can affect this number. If you have read the respective investment guide section, you’ll know that we only account for transactions that have happened or should have happened by…
Exactly 12 months ago we rebranded from isePankur to Bondora, as the name didn’t reflect our global ambition. Nevertheless, we clearly realized that the name change was only a minor piece of the challenge and in order to transition from a local startup to a player that defines the new rules of lending across Europe, we had to make major…