Tell us about yourself and what you do for fun.

My name is Tom I live in the beautiful South Tyrol/Italy. I’m an Entrepreneur and run a local youth service, I’m Calisthenics coach and occasionally work as an audio engineer for various music groups and live festivals. In my free time, I love to educate myself, train Calisthenics and spend time with my girlfriend.

What made you start investing with Bondora and are you investing for a specific purpose?

I have decided to invest in Bondora because it is a further step towards financial independence and I believe Bondora is the best platform to generate passive income quickly and easily.

What were your goals when you started and what is your net return today?

My goal was to achieve the 15% net return with Bondora. Currently, I am at almost 20%, which is 5% more than I expected. At 20% net return I like to take the risk of this so-called “alternative investment“.

What features do you use and how do they work for you?

In the beginning I used the Portfolio Manager because it is simple and does everything automatically. When Go & Grow was added, I had a virtual account created and now I can drive 3 different investment strategies. Go & Grow combined with Portfolio Manager and separate Portfolio Pro. If you are interested to learn more about my Bondora investment strategies, you can visit my YouTube channel, where I explain everything in more detail.

If you could give any advice to someone starting out with Bondora, what would it be?

Be patient, only invest so much money that you feel comfortable with it. Don’t take too big a risk and let Bondora do the rest for you. Watch a video about the possibilities of
Bondora or read the FAQ.

Do you think Germans invest differently to the rest of Europe? If so, how & why?

I believe that the Germans here in the DACH region are very concerned about security and minimal risk. Diversification is therefore one of the most important arguments when Germans build up a portfolio. Warren Buffett would certainly see it differently.